Optavise partners with schools to provide employees and their families with affordable, easy-to-understand benefits that go beyond traditional coverage. As part of CNO Financial Group and recognized by Forbes as one of America’s top insurance companies, we combine personalized benefits education, on-site support, and supplemental insurance to protect staff from unexpected financial burdens.

With Optavise, charter school employees gain access to:

Voluntary Benefits Designed for Educators: accident, critical illness, cancer, hospital, and life insurance (with permanent, term, and portable options). Many plans feature a return-of-premium option, so members can get their money back after a set period of time Member Benefits Education (4).

$10,000 Accidental Death & Dismemberment Coverage: complimentary for the first 12 months, with no exams, waiting periods, or cost Member Benefits Education (4).

Discount Programs: accredited online degree programs (associate through doctoral) with family access to tuition discounts, and mortgage benefits such as no lender fees, 1% rate buy-downs, and even loan forgiveness for on-the-job deaths in certain industries Member Benefits Education (4).

Engagement & Education: in-person or virtual benefit guidance, annual on-site visits, and fun member drawings and prizes for participation Member Benefits Education (4).

Membership Services: support for school events, contests, and fundraisers, including sponsoring lunches, providing refreshments, and backing union or staff initiatives Member Benefits Education (4).

For schools, Optavise delivers turnkey solutions with no extra administrative burden. Our advisors help employees make informed decisions, while schools enjoy cost savings through tax-advantaged programs, all at no cost to the organization.

With Optavise, charter schools can strengthen staff retention, improve financial security for families, and empower educators with benefits that truly give back.